The Small Business Times

Does Subway Take Apple Pay?

With cardless, contactless payments via digital wallets now commonplace, many may wonder: Does Subway take Apple Pay?

The answer is Yes. Subway takes Apple Pay as a payment method at its restaurants. In fact, this popular fast-food chain accepts various payment methods for the convenience of its customers. You can pay with different payment methods in Subway restaurants and via the Subway app. This makes buying a meal at Subway safe, hygienic, and convenient.

Subway has over 44,758 fast-food locations in over 100 countries. This makes them one of the world’s most prominent fast-food restaurant chains. They’ve been around for roughly 56 years since Fred DeLuca and Dr. Peter Buck first founded Subway in 1965. 

Contactless payment methods like Apple Pay have become increasingly popular as a convenient payment option. So, it’s no surprise you’ve been wondering if Subway takes Apple Pay.

This article will explore why Subway takes Apple Pay, how to use it, and what alternative payment options are available.

Why does Subway Take Apple Pay?

If a restaurant does not accept your preferred payment method, your dining experience could be ruined. Fortunately, Subway provides a range of contactless and contact payment solutions for a hassle-free experience.

Due to customer demand, Subway takes Apple Pay at restaurants across the globe. In fact, Subway was the first food chain to offer Apple Pay as a contactless payment method. And the company’s payment system works with an iPhone, Apple Watch, or even your iPad.

So, next time you’re craving a turkey sub, head to Subway and pay with Apple Pay.

How do I Know Which Subway Accepts Apple Pay?

Suppose you don’t know which Subway in your neighborhood accepts Apple Pay. Determining whether a restaurant takes Apple Pay can be difficult. You could ask an employee or look it up online, but it’s still a headache.

Fortunately, Apple makes it simple to find Subway restaurants that accept Apple Pay quickly and easily. 

You can find out if your local Subway takes Apple Pay, by opening the default map application on your Apple device. Then find the store’s location under the website link and look for the “Useful to Know” part of the listing. If you see an Apple Pay sticker next to the words “Accepts Apple Pay,” you know the store accepts the payment method.

Does the Subway App Take Apple Pay?

With the latest update to the Subway app, you can now pay for your food with Apple Pay on your iPhone. Opt for Apple Pay as your desired payment preference in the app’s payment section to pay for your food.

Unfortunately, you can only do so if you have the latest version of the app, which is version 25.00 or later. So, you’ll need to update your Subway app first.

Curbside Pickup is also available on the app. Simply place your order through the Subway app and pay with Apple Pay. Then tap “I’m Here” on your device, and an employee will deliver to your vehicle.

How do You Pay at Subway with Apple Pay?

If you’re already at a Subway restaurant, you’ll need to use your iPhone or iPad to set up Apple Pay. After that, either use Face ID or Touch ID to unlock your device. Alternatively, you can enter your passcode to verify your identity.

Finally, place your device over the NFC scanner at the cashier. Keep your device near the payment reader until you hear a sound and see a green checkmark. This is confirmation that your payment was successful.

Other Payment Options Available at Subway

If Apple Pay isn’t an option for you, there are plenty of other alternatives. 

By default, Subway accepts debit or credit cards as payment options. It also takes the Subway gift card for in-store, app, and drive-thru sales.

Subway also supports payment systems such as PayPal and Venmo. But if those aren’t your cup of tea, you can always use cash for any purchase.


You need an Apple device and an NFC reader to make a safe and convenient contactless payment. And this is possible when purchasing a sub or sandwich because Subway takes Apple Pay.

The rollout of Apple Pay at Subway was inevitable. The only surprise is how quickly the system was integrated. Incorporating Apple Pay into their system has meant they can offer convenient payment with curbside delivery and pickup, member discounts, and more.

As a major global food chain, it’s incredible to see the implementation of new and innovative payment options to improve customer experience. As a result, it’s no surprise that Subway is regarded as one of the best fast-food chains in the world.